F110 & actual balance in bank account

Hi All,

When we do payment run, system automatically take house bank & bank account configured in FBZP based on payment method given in F110.

But if anyhow amount does not actaully exist in that bank account, payment will not go to vendor.

So how it is practially checked the amount availability & which bank account to be used for payment.

Please suggest.

Regards

Deepak